It has been said that handling budget wisely is not in the matter of how big your income is instead it is on how you spend it.
We are really trying to save these days since we have so much plan and only my husband is working since I'm on leave plus summer is coming. Everytime salary came, I noticed it don't make a difference in our saving whether its much or little. Why because psychologically, when we got little more for the month we tend to spend a little more also and during those month that he only got little, we survived and still saved the same anyway. Yes, because we also hold only on what we have.
So, to avoid drowning your budget, and headaches, stay and spend wisely. Don't spend more than what you get. And avoid borrowing too:)wink*
4 hours ago